Julia Valentine

Julia Valentine is a solutions-focused fintech consultant who provides advisory services to boards and management teams. A visionary leader with a deep understanding of the unique challenges facing ultra-high-net-worth individuals and families, Julia has established herself as a trusted advisor in the industry.

During her executive career, Ms. Valentine held leadership positions at JPMorgan Chase, D.E. Shaw, and Mousse Partners, one of the world's largest family offices. As Vice President at JPMorgan Chase, she led the integration of global equity derivatives portfolios into value-at-risk systems and reengineered risk infrastructure through automation, saving $4.5M annually.

As Vice President of New Business Initiatives at JPMorgan Chase, the products she launched generated $70 million in annual revenue. Julia also served as Chief Technology & Operations Officer for a $110 billion WI pension fund.

Julia holds an MBA from Columbia University and a Bachelor of Science in Economics and Finance from NYU Stern School of Business. Her expertise includes technology & operations assessment, system architecture, implementation, vendor outsourcing, cloud strategy, cybersecurity, digital transformation, AI, ML, RPA, blockchain, and process optimization and governance.

Committed to continuous learning, Julia regularly participates in executive education programs focused on emerging technologies in finance, most recently completing the Artificial Intelligence: Implications for Business Strategy program at MIT.

Julia is known for her holistic approach to wealth management that integrates traditional financial planning with cutting-edge technology solutions. She believes that effective wealth management goes beyond investment performance to encompass family governance, legacy planning, and values-based investing.

"Wealth is more than numbers on a balance sheet," Julia often says. "It's about creating meaningful impact across generations and aligning financial decisions with a family's core values and aspirations."

Her investment philosophy emphasizes long-term thinking, disciplined risk management, and strategic opportunism. She has been an early advocate for integrating artificial intelligence and machine learning into the investment process, helping clients navigate the intersection of human expertise and technological innovation.

Julia has been recognized as one of the "Top 50 Women in Wealth Management" by Financial Advisor Magazine for three consecutive years. She frequently speaks at industry conferences on topics ranging from digital transformation in family offices to next-generation engagement strategies.

Her thought leadership has been featured in publications including The Wall Street Journal, Bloomberg, and Barron's. In 2022, her research paper on "AI-Driven Portfolio Optimization for Family Offices" received the Innovation Award from the Family Wealth Alliance.